Get my card
✓ Trusted by 3,000+ nonprofits nationwide

A credit card for nonprofits, underwritten to your EIN

Stop running your organization on personal cards and reimbursements.

Find your nonprofit, confirm your details, and we prefill your card application from IRS records. About five minutes, start to finish.

● Underwritten to your EIN ● No annual fee1 ● Mastercard Zero Liability2
“I was pleasantly surprised that the application process was so seamless and the Charity Charge Team was a great help in guiding us along the way. Thanks to Charity Charge we now have credit that frees up cash when we need it.”
Daryl Dunbar
CFO, Jazz Foundation of America

Get started

Start your nonprofit's card application. Takes about 5 minutes.

Enter your first and last name.
Enter a valid email address.
Enter a valid phone number.
Find your nonprofit
Find and select your nonprofit to continue.
Applying for
✓ No commitment ✓ No annual fee1 ✓ About 5 minutes
Your information is encrypted in transit and never sold.

Almost done

Three quick taps so we prepare the right application for your organization. Your application is already saved.

Your role at the organization
How does your organization pay for expenses today?
Roughly how much could your organization spend on a card monthly?

Review, then e-sign

Here is what we prefilled from IRS records and your answers. Correct anything that is off, then continue to DocuSign to add the details only you should type (identity and bank information) and sign.

Organization physical address

Street address where the organization operates. Banks cannot accept a PO Box here; the IRS mailing address is the starting point.

Enter a street address (not a PO Box).
Enter the city.
Two letters.
Enter the ZIP code.
Authorized signer home address

The bank asks for the signer's home address. Optional here; if you skip it, you will type it in DocuSign.

Enter the city.
Two letters.
Enter the ZIP code.

Used only to prefill your signing documents. Not stored in our CRM. Deleted on a schedule after signing.

Enter whole dollars.
At least 1,000, whole dollars.
Enter your title.

You will review the full application in DocuSign before signing. Identity and bank details are entered there, never on this page.

✓

Your card application is underway

Thank you. We will keep you updated by email.

Next
Review and e-signYour application arrives prefilled. Check it, sign it, send it.
Then
We take it from thereOur team guides your application through Commerce Bank and keeps you updated by email.
Soon
Cards in handIssue cards to the staff who need them and retire the reimbursement spreadsheet.
Join 3,000+ nonprofits, including
NDSS The Toby Keith Foundation Jazz Foundation of America Family Promise MANA Food Bank Humane Indiana

Unique benefits designed for nonprofits

Underwritten to your EIN

Approval is based on your organization's standing. The card belongs to the nonprofit, keeping organizational and personal funds cleanly separated.

No annual fee, unlimited employee cards1

The program is free for nonprofits, and you can order cards for the whole team without extra fees.

Mastercard Zero Liability protection2

Reduce liability for your team with coverage online, in-store, and on mobile, plus real-time controls to pause cards and adjust limits.

Credit cards for nonprofits: common questions

Registered 501(c) organizations in the United States, from all-volunteer organizations to large institutions. If you have an EIN and tax-exempt status, you can apply.

Public IRS records, accessed through ProPublica's Nonprofit Explorer. You confirm everything before anything is submitted, and this lookup never touches anyone's personal credit data.

Approval decisions are made by Commerce Bank based on your organization's profile. Our team guides your application through the process and keeps you updated at every step.

Starting your application takes about five minutes. Commerce Bank reviews completed applications, and we keep you updated by email at every step.

There is no annual fee.1 You'll see clear terms before you sign anything.

That's common for churches and organizations that file the 990-N postcard. You can still apply: we verify your IRS registration and our team fills any gaps with you directly.

Start your nonprofit's card application

Our mission is to power yours.

Get my card

Free lookup. About 5 minutes to apply.